Central Bank Digital Currencies (CBDCs)


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11/18/2022 16:15:40

Dwelling Dragonlord

ArchKnight AQ / OOC / L&L

In the aftermath of the FTX scandal the Federal Reserve Bank of New York announced that it would team up with global financial institutions to launch a 12-week digital dollar pilot program called the "Regulated Liability Network".

According to the Atlantic Council at least 112 countries are considering CBDCs.

So what are CBDCs? Essentially, they are programmable currencies that make use of blockchain technology like Bitcoin issued by central banks.

This thread is to discuss "Central Bank Digital Currencies" or CBDCs and their merits and downsides.

AQW

Post #: 1

3/13/2025 1:26:00

Wilderock
Member

And xrp is mooning lol

Post #: 2

12/24/2025 1:42:41

olivianaylor
Member

CBDCs are digital versions of national money issued by central banks. They use programmable technology to make payments faster, traceable, and more controlled. Supporters say this can improve efficiency and reduce fraud, while critics worry about privacy, surveillance, and how much control authorities may gain over personal transactions.
This debate links to topics like Pay someone to take my ALEKS test in an indirect but important way. As systems become more digital and trackable, identity checks and activity monitoring get stronger. Just like CBDCs can record and verify transactions, online education platforms use similar controls to ensure tests are taken by the right person. Both cases highlight the same core issue: technology increases efficiency, but it also raises ethical concerns, accountability, and the risks of misuse when rules are bypassed.

< Message edited by olivianaylor -- 12/24/2025 1:45:14 >

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